Mis-Sold Pension?

Given Bad Financial Advice?

We’re Here To Help

Mis-Sold Pension?

Given Bad Financial Advice?

We’re Here To Help

Mis-Sold Pension Claims

Losing any amount of money is distressing, but losing a significant investment such as your pension, nest egg or life time savings is devastating. Luckily here in the UK, we have an extremely strict and tightly regulated system which advisors have to adhere by. It is common for people take advice from professional and trust the services of either an independent financial advisor (IFA), financial advisor (FA) or other regulated entity.

However, there have been a number of cases where people have been given poor financial advice. The usual types of investment are pension funds which are transferred out into under-performing products which ultimately lose a considerable amount or, in some horror story cases, all of the money invested.

Contact Us For

A No-Obligation Chat

We’ll let you know if you can make a claim

 

CALL US ON 0333 344 6058

or complete the form below

 

9 + 12 =

I understand that by completing my details above my data will be protected and processed in accordance with Sophisticated Saver’s privacy policy

FREE EXPERT ADVICE

no obligation chat

No Win No Fee

How It Works

We’ll call you for a FREE no
obligation chat about your
situation

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If you want to progress with us, complete the forms and post to us*

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We’ll keep you updated on
progress with your claim

When your money is
returned, you pay our fee

Can I Claim?

If you can answer YES to any of these:

  • You were pressured into moving your pension into a SIPP.
  • You were advised to transfer your final salary pension scheme.
  • Your pension or investments are worth significantly less.
  • You were advised to move your pension into high risk investments.

– read more below.

Pressured into moving your pension into a SIPP?

SIPP or Self invested personal pensions were designed for experience investors who wanted the flexibility and control to invest their funds into different products and manage the funds themselves.

Unfortunately these freedoms have been abused by some companies and there is a high number of examples where clients have invested via an advisor or broker into an unsuitable SIPP and in some cases they have lost some or all of their money.

If you have lost money through a SIPP then please complete our contact us form below.

Advised to transfer your final salary pension scheme?

Final salary schemes are generally designed to have fantastic defined benefits attached to them.

The benefits can typically include: low management fees, guaranteed income, transferable benefits to your spouse should you pass away and continued growth in line with inflation.

High commissions were on offer and unfortunately, some advisors were tempted to put people into these riskier investments without explaining that they would be losing most if not all of the benefits by moving the pension.

If you have been advised to transfer your final salary pension scheme and this wasn’t explained to you then please contact us below for advice on how to claim.

Pension or investments worth significantly less?

Have you noticed a significant drop in your investment? Are you tied in for a long period with little or no communication from your advisor?

Are the ongoing fees higher than expected which means you are getting little or zero growth from your fund?

If this has happened to you then please get in touch – we can help.

Advised to move your pension into high risk investments?

The majority of these investments are designed for high net worth individuals who can afford to lose a significant amount of money as it’s a risk they are willing to take.

Some people were convinced to put money into these type of investments but the risks were skimmed over and not explained properly.

Did you go through a risk assessment or an attitude to risk questionnaire with your advisor? This is a really important part of the process where you are assessed by the advisor and suitable products are then offered based on your attitude to risk. This is based on your individual circumstances such as age, income, outgoings, living costs and affordability.

If you were only given 1 option to invest this should also ring alarm bells. Other riskier investments include:

  • Agro Energy
  • Cape Verde – The Resort Group
  • Dolphin Capital
  • Ethical Forestry
  • Overseas Property
  • Property Bonds
  • Storage Pods

If this has happened to you then please get in touch – we can help.

Our Fees
And How We Compare*

CompanyFeeExample based on £20,000 recovered
Sophisticated Savers25% + VAT£6,000
Claiming
4 U
35% + VAT£8,400
Goodwin
Barrett
40% + VAT£9,600

*Accurate as of January 2020

Contact Us For

A No-Obligation Chat

We’ll let you know if you can make a claim

 

CALL US ON 0333 344 6058

or complete the form below

 

5 + 13 =

The sooner you start, the sooner you may be able to
recover your money.